ⵉⵎⵖⴰⵏ ⵏ Guli ⴰⵇⴱⵓⵔ

Envelope-to: pasha@westlakeassetgroup.com
Delivery-date: Wed, 25 Feb 2026 23:45:06 +0700
MIME-Version: 1.0
References: <CAJqM1kiGt0hMMbDuOTqRvpdHdGK_RDH5vfrsrTPf8hJR0dTr-A@mail.gmail.com>
 <CAJ+ix2vScAdFfw_yUKNqrt0=GGsSaPvPmMtzpd5PwAr1rX=g-w@mail.gmail.com>
 <CAJqM1kivYcy8u5OATQu1YOdVGTeGDg1na1P2PMkVXSQH_2oocw@mail.gmail.com>
 <CAJ+ix2ubx66b0798=jgzv7fmYt6Rnrtyr-gtZs+218Rj+EjzFA@mail.gmail.com>
 <CAJqM1kh49k_sJd29kyxaxB+mBYBr6GhyCoHLHZfMdbm9aSfyVA@mail.gmail.com> <CAJ+ix2uwmupdyiB8mCtww=teb7ejDhqsc_GPC52i9-SaSzy8cQ@mail.gmail.com>
In-Reply-To: <CAJ+ix2uwmupdyiB8mCtww=teb7ejDhqsc_GPC52i9-SaSzy8cQ@mail.gmail.com>
From: Mustapha S <taphasowe@gmail.com>
Date: Wed, 25 Feb 2026 10:43:42 -0600
Message-ID: <CAJqM1kh3FFzEB9ecHE88ZZMOw2nMZTcc0_E5S4_KPVQwioLZGQ@mail.gmail.com>
Subject: Fwd: SBLC / Monetizer with DBS bank
To: pasha@westlakeassetgroup.com
Content-Type: multipart/alternative; boundary="0000000000002447ee064ba8b743"

--0000000000002447ee064ba8b743
Content-Type: text/plain; charset="UTF-8"
Content-Transfer-Encoding: quoted-printable

Salaam Pasha,

They need the LTV, and they do not need an account open for them; the SBLC
will be cash back, not a lease, and will come from a top-tier EU bank.

---------- Forwarded message ---------
From: Grayku Admin <planetgrayku@gmail.com>
Date: Wed, Feb 25, 2026 at 10:30=E2=80=AFAM
Subject: Re: SBLC / Monetizer with DBS bank
To: Mustapha S <taphasowe@gmail.com>

I cant accept it
We need LTV %

You know it is An SBLC for monetization

not a sale

it expires after 1 year and 1 day

ANSWERS PLEASE.

Best Regards,

Grayku Team
Grayku LLC
What's up: 858.205.8999
Whats Up Europe : +351918701807
Direct: 310.751.4988
Emails: PlanetGrayku@gmail.com / info@grayku.com / sales@grayku.com
https://www.grayku.com/
Headquarters Address:
16192 Coastal Highway
Lewes, Delaware 19958 USA
US Office Address:
1201 N Orange Street Suite #7659
Wilmington DE 19801-1186

On Wed, Feb 25, 2026 at 8:24=E2=80=AFAM Mustapha S <taphasowe@gmail.com> wr=
ote:

> 1. Bank Receiving/Monetizing Country: DBS SINGAPORE
>
> 2. Bank Receiving/Monetizing City: SINGAPORE
>
> 3. Bank Receiving/Monetizing Name: DBS
>
> 4. LTV % offered:
> DEPENDS LEASE OR PURCHASE
> 5. % Required from Issuer Side for Consultants:
>
> 6. Are you direct to the Monetizer? If not, how many intermediaries are
> involved?
> WE ARE DIRECT MONETIZERS ,NO BROKERS IN BETWEEN
> 7. Will your Monetizer provide a Trade Option for clients or a
> non-recourse one-time payment?
> NO TRADE OPTION WITH US.
> YES WE CAN STRUCTURE FOR NON RECOURSE
>
> 8. The Monetizer must pay the Issuer/Issuer Representative 20% of the Fac=
e
> Value within 10 banking days after the hard copies of the SBLC are
> received. Please confirm if this is acceptable (payment within a few days
> of receiving the MT760 is preferred).
> YES WE CAN PAY
>
> 9. Can the Monetizer accept a 250M SBLC from HSBC UK (London), or is a
> smaller amount required? If a smaller amount is needed, please specify.
> WE CAN TAKE 500M AS A SINGLE TRANCHE. OUR MIN IS 100M
> 10. Does the Monetizer require an RWA before the MT799?
> WE CAN TAKE MT 199 RWA OR MT 799 PRE ADVICE ( ANY THING IS OKAY)
> WE CAN REPLY WITH MT 799 BPU
> 11. Please provide a template of your monetization contract. (Note: This
> can be finalized with the client after the SBLC issuing contract is signe=
d).
> OK
> 12. The HSBC SBLC issuer will provide their CIS for monetization followin=
g
> a quick approval of the Monetizer's CIS by VISA UK.
>
> Will you provide the Monetizer=E2=80=99s CIS for this approval process?
> YES
>
> 13. Please confirm that the issuing terms are acceptable to your Monetize=
r.
> YES
>
>
> On Wed, Feb 25, 2026 at 10:20=E2=80=AFAM Grayku Admin <planetgrayku@gmail=
.com>
> wrote:
>
>> Also answer the questions
>>
>>
>> Best Regards,
>>
>> Grayku Team
>> Grayku LLC
>> What's up: 858.205.8999
>> Whats Up Europe : +351918701807
>> Direct: 310.751.4988
>> Emails: PlanetGrayku@gmail.com / info@grayku.com / sales@grayku.com
>> https://www.grayku.com/
>> Headquarters Address:
>> 16192 Coastal Highway
>> Lewes, Delaware 19958 USA
>> US Office Address:
>> 1201 N Orange Street Suite #7659
>> Wilmington DE 19801-1186
>>
>>
>>

--0000000000002447ee064ba8b743
Content-Type: text/html; charset="UTF-8"
Content-Transfer-Encoding: quoted-printable

<div dir=3D"ltr"><div>Salaam Pasha,</div><div><br></div><div>They need the =
LTV, and they do not need=C2=A0an account open for them; the SBLC will be c=
ash back, not a lease, and will come from a top-tier EU bank.</div><div><br=
></div><div><br><div class=3D"gmail_quote gmail_quote_container"><div dir=
=3D"ltr" class=3D"gmail_attr">---------- Forwarded message ---------<br>Fro=
m: <b class=3D"gmail_sendername" dir=3D"auto">Grayku Admin</b> <span dir=3D=
"auto">&lt;<a href=3D"mailto:planetgrayku@gmail.com">planetgrayku@gmail.com=
</a>&gt;</span><br>Date: Wed, Feb 25, 2026 at 10:30=E2=80=AFAM<br>Subject: =
Re: SBLC / Monetizer with DBS bank<br>To: Mustapha S &lt;<a href=3D"mailto:=
taphasowe@gmail.com">taphasowe@gmail.com</a>&gt;<br></div><br><br><div dir=
=3D"ltr"><div><div style=3D"font-family:tahoma,sans-serif">I cant accept=C2=
=A0it</div><div style=3D"font-family:tahoma,sans-serif">We need LTV %</div>=
<div style=3D"font-family:tahoma,sans-serif"><br></div><div style=3D"font-f=
amily:tahoma,sans-serif">You know it is An SBLC for monetization</div><div =
style=3D"font-family:tahoma,sans-serif"><br></div><div style=3D"font-family=
:tahoma,sans-serif">not a sale</div><div style=3D"font-family:tahoma,sans-s=
erif"><br></div><div style=3D"font-family:tahoma,sans-serif">it expires aft=
er 1 year and 1 day</div><div style=3D"font-family:tahoma,sans-serif"><br><=
/div><div style=3D"font-family:tahoma,sans-serif">ANSWERS PLEASE.=C2=A0</di=
v><br clear=3D"all"></div><div><div dir=3D"ltr" class=3D"gmail_signature" d=
ata-smartmail=3D"gmail_signature"><div dir=3D"ltr"><span style=3D"color:rgb=
(34,34,34)">Best Regards,</span><div><font color=3D"#222222"><br></font><di=
v style=3D"color:rgb(34,34,34)">Grayku Team</div><div style=3D"color:rgb(34=
,34,34)"><div>Grayku LLC<br><div><div>What&#39;s up: 858.205.8999</div><div=
><div style=3D"font-family:tahoma,sans-serif">Whats Up Europe :=C2=A0+35191=
8701807</div></div><div>Direct: 310.751.4988</div><div>Emails:=C2=A0<a href=
=3D"mailto:PlanetGrayku@gmail.com" style=3D"color:rgb(17,85,204)" target=3D=
"_blank">PlanetGrayku@gmail.com</a>=C2=A0/=C2=A0<a href=3D"mailto:info@gray=
ku.com" style=3D"color:rgb(17,85,204)" target=3D"_blank">info@grayku.com</a=
>=C2=A0/=C2=A0<a href=3D"mailto:sales@grayku.com" style=3D"color:rgb(17,85,=
204)" target=3D"_blank">sales@grayku.com</a></div><div><a href=3D"https://w=
ww.grayku.com/" style=3D"color:rgb(17,85,204)" target=3D"_blank">https://ww=
w.grayku.com/</a></div><div>Headquarters Address:</div><div><div>16192 Coas=
tal Highway</div><div>Lewes, Delaware 19958 USA</div><div>US Office Address=
:</div><div>1201 N Orange Street Suite #7659</div><div>Wilmington DE 19801-=
1186</div></div></div></div></div><div><div><div><div><br></div></div></div=
></div></div></div></div></div><br></div><br><div class=3D"gmail_quote"><di=
v dir=3D"ltr" class=3D"gmail_attr">On Wed, Feb 25, 2026 at 8:24=E2=80=AFAM =
Mustapha S &lt;<a href=3D"mailto:taphasowe@gmail.com" target=3D"_blank">tap=
hasowe@gmail.com</a>&gt; wrote:<br></div><blockquote class=3D"gmail_quote" =
style=3D"margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);pa=
dding-left:1ex"><div dir=3D"ltr">
<div style=3D"font-size:inherit">1. Bank Receiving/Monetizing Country: DBS =
SINGAPORE <br style=3D"font-size:inherit"><br style=3D"font-size:inherit">2=
. Bank Receiving/Monetizing City: SINGAPORE <br style=3D"font-size:inherit"=
><br style=3D"font-size:inherit">3. Bank Receiving/Monetizing Name: DBS<br =
style=3D"font-size:inherit"><br style=3D"font-size:inherit">4. LTV % offere=
d:<br style=3D"font-size:inherit"> DEPENDS LEASE OR PURCHASE<br style=3D"fo=
nt-size:inherit">5. % Required from Issuer Side for Consultants:<br style=
=3D"font-size:inherit"><br style=3D"font-size:inherit">6. Are you direct to=
 the Monetizer? If not, how many intermediaries are involved?<br style=3D"f=
ont-size:inherit">WE ARE DIRECT MONETIZERS ,NO BROKERS IN BETWEEN<br style=
=3D"font-size:inherit">7. Will your Monetizer provide a Trade Option for cl=
ients or a non-recourse one-time payment?<br style=3D"font-size:inherit">NO=
 TRADE OPTION WITH US.<br style=3D"font-size:inherit">YES WE CAN STRUCTURE =
FOR NON RECOURSE <br style=3D"font-size:inherit"><br style=3D"font-size:inh=
erit">8.
 The Monetizer must pay the Issuer/Issuer Representative 20% of the Face
 Value within 10 banking days after the hard copies of the SBLC are=20
received. Please confirm if this is acceptable (payment within a few=20
days of receiving the MT760 is preferred).<br style=3D"font-size:inherit">Y=
ES WE CAN PAY<br style=3D"font-size:inherit"><br style=3D"font-size:inherit=
">9.
 Can the Monetizer accept a 250M SBLC from HSBC UK (London), or is a=20
smaller amount required? If a smaller amount is needed, please specify.<br =
style=3D"font-size:inherit">WE CAN TAKE 500M AS A SINGLE TRANCHE. OUR MIN I=
S 100M<br style=3D"font-size:inherit">10. Does the Monetizer require an RWA=
 before the MT799?<br style=3D"font-size:inherit">WE CAN TAKE MT 199 RWA OR=
 MT 799 PRE ADVICE ( ANY THING IS OKAY)<br style=3D"font-size:inherit">WE C=
AN REPLY WITH MT 799 BPU<br style=3D"font-size:inherit">11.
 Please provide a template of your monetization contract. (Note: This=20
can be finalized with the client after the SBLC issuing contract is=20
signed).<br style=3D"font-size:inherit">OK<br style=3D"font-size:inherit">1=
2. The HSBC SBLC issuer will provide their CIS for monetization following a=
 quick approval of the Monetizer&#39;s CIS by VISA UK. <br style=3D"font-si=
ze:inherit"><br style=3D"font-size:inherit">Will you provide the Monetizer=
=E2=80=99s CIS for this approval process?<br style=3D"font-size:inherit">YE=
S<br style=3D"font-size:inherit"><br style=3D"font-size:inherit">13. Please=
 confirm that the issuing terms are acceptable to your Monetizer.<br style=
=3D"font-size:inherit">YES</div>

<br></div><br><div class=3D"gmail_quote"><div dir=3D"ltr" class=3D"gmail_at=
tr">On Wed, Feb 25, 2026 at 10:20=E2=80=AFAM Grayku Admin &lt;<a href=3D"ma=
ilto:planetgrayku@gmail.com" target=3D"_blank">planetgrayku@gmail.com</a>&g=
t; wrote:<br></div><blockquote class=3D"gmail_quote" style=3D"margin:0px 0p=
x 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div d=
ir=3D"ltr"><div><div style=3D"font-family:tahoma,sans-serif">Also answer th=
e questions</div><div style=3D"font-family:tahoma,sans-serif"><br></div><br=
 clear=3D"all"></div><div><div dir=3D"ltr" class=3D"gmail_signature"><div d=
ir=3D"ltr"><span style=3D"color:rgb(34,34,34)">Best Regards,</span><div><fo=
nt color=3D"#222222"><br></font><div style=3D"color:rgb(34,34,34)">Grayku T=
eam</div><div style=3D"color:rgb(34,34,34)"><div>Grayku LLC<br><div><div>Wh=
at&#39;s up: 858.205.8999</div><div><div style=3D"font-family:tahoma,sans-s=
erif">Whats Up Europe :=C2=A0+351918701807</div></div><div>Direct: 310.751.=
4988</div><div>Emails:=C2=A0<a href=3D"mailto:PlanetGrayku@gmail.com" style=
=3D"color:rgb(17,85,204)" target=3D"_blank">PlanetGrayku@gmail.com</a>=C2=
=A0/=C2=A0<a href=3D"mailto:info@grayku.com" style=3D"color:rgb(17,85,204)"=
 target=3D"_blank">info@grayku.com</a>=C2=A0/=C2=A0<a href=3D"mailto:sales@=
grayku.com" style=3D"color:rgb(17,85,204)" target=3D"_blank">sales@grayku.c=
om</a></div><div><a href=3D"https://www.grayku.com/" style=3D"color:rgb(17,=
85,204)" target=3D"_blank">https://www.grayku.com/</a></div><div>Headquarte=
rs Address:</div><div><div>16192 Coastal Highway</div><div>Lewes, Delaware =
19958 USA</div><div>US Office Address:</div><div>1201 N Orange Street Suite=
 #7659</div><div>Wilmington DE 19801-1186</div></div></div></div></div><div=
><div><div><div><br></div></div></div></div></div></div></div></div><br></d=
iv></blockquote></div>
</blockquote></div>
</div></div></div>

--0000000000002447ee064ba8b743--