ⵉⵎⵖⴰⵏ ⵏ Guli ⴰⵇⴱⵓⵔ

Envelope-to: office@ongswietji.com
Delivery-date: Mon, 22 Dec 2025 22:35:33 +0700
From: <fcallado@fcs-holdings.com>
To: "'NNRV Partners Finance & Brokerage Ltd'" <info@nnrvtradepartners.com>,
	<office@ongswietji.com>
References: <1744888300.47245.1766396294452@email.ionos.com> <2107871506.60545.1766411024374@email.ionos.com>
In-Reply-To: <2107871506.60545.1766411024374@email.ionos.com>
Subject: =?utf-8?Q?TERMINATION_OF_NEGOTIATIONS_AND_?=
	=?utf-8?Q?CANCELLATION_OF_MOA_=E2=80=93_REF._ONFAR?=
	=?utf-8?Q?MEX/HSBC/SBLC/USD200?=
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Date: Mon, 22 Dec 2025 15:34:37 +0000 (UTC)

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=20

Dear Sirs,

=20

Following a comprehensive review of the draft Memorandum of Agreement =
(MOA) and the operational procedures detailed in Article 3, the =
management of ONFARMEX HISPANIA SLU has decided to terminate all =
negotiations and immediately cancel any commitment related to this =
transaction.

=20

Our decision is irrevocable and is based on the following technical and =
compliance discrepancies:

=20

1.	Rejection of Article 3.1 (Upfront Payment): The requirement to =
deposit USD 10,000 prior to any banking execution contradicts our =
corporate security policies and standard institutional practices for =
200M USD instruments. As the SBLC issuers from HSBC London, we already =
bear all issuance and transmission costs. Requiring an upfront payment =
for the receiver's "operational expenses" is a non-standard practice =
that compromises the transparency of the operation.
2.	Conditioning of Article 3.2: We do not accept that the "operational =
window" for bank verification is contingent upon a cash deposit. In =
high-level transactions, readiness is demonstrated through bank-to-bank =
RWA (Ready, Willing, and Able) messages, not through external guarantee =
deposits.
3.	Inconsistency in Protocols: The procedures outlined in points 3.10 =
and 3.14 attempt to shift additional risks and costs to our side in the =
event of reception delays or failures. We consider this unacceptable =
given the solvency and standing of the issuing bank (HSBC UK).

=20

We believe these requirements deviate from the institutional nature of =
the transaction and do not align with the AML/KYC compliance protocols =
that govern our activities.

=20

Consequently, we request that you proceed with the destruction of any =
sensitive documentation (KYC/CIS) previously shared to protect the =
confidentiality of the parties.=20

=20

We consider this matter closed.

=20

Sincerely,

=20

Fernando Callado S=C3=A1nchez
Presidente & CEO =E2=80=93 FCS Holdings
=F0=9F=93=8D 20 Wenlock Road, London, England, N1 7GU
=E2=9C=89=EF=B8=8F  <mailto:fernando@fcs-holdings.com> =
fernando@fcs-holdings.com

Visi=C3=B3n global. Acci=C3=B3n estrat=C3=A9gica.

_____ =20

Aviso de confidencialidad y protecci=C3=B3n de datos personales:
Este correo electr=C3=B3nico y, en su caso, cualquier archivo adjunto, =
contiene informaci=C3=B3n confidencial, protegida legalmente, y =
est=C3=A1 dirigido exclusivamente a la persona o entidad a la que va =
destinado. Si usted no es el destinatario previsto, queda informado de =
que la lectura, utilizaci=C3=B3n, copia, distribuci=C3=B3n o =
divulgaci=C3=B3n del mismo sin autorizaci=C3=B3n est=C3=A1 estrictamente =
prohibida y puede ser ilegal. Si ha recibido este mensaje por error, le =
rogamos que lo notifique inmediatamente al remitente y proceda a su =
eliminaci=C3=B3n definitiva.

En cumplimiento del Reglamento (UE) 2016/679 del Parlamento Europeo y =
del Consejo (RGPD), as=C3=AD como de la normativa espa=C3=B1ola vigente =
en materia de protecci=C3=B3n de datos, le informamos de que sus datos =
personales, incluidos aquellos contenidos en esta comunicaci=C3=B3n, =
ser=C3=A1n tratados por FCS Holdings con la finalidad de gestionar y =
mantener la relaci=C3=B3n profesional, contractual o comercial =
establecida, as=C3=AD como para el env=C3=ADo de comunicaciones =
informativas relacionadas con nuestros servicios.

Sus datos no ser=C3=A1n cedidos a terceros, salvo obligaci=C3=B3n legal =
o consentimiento expreso, y ser=C3=A1n conservados durante el tiempo =
necesario para cumplir con la finalidad para la que fueron recogidos y =
mientras puedan derivarse responsabilidades legales. Usted puede ejercer =
en cualquier momento sus derechos de acceso, rectificaci=C3=B3n, =
supresi=C3=B3n, limitaci=C3=B3n del tratamiento, portabilidad y =
oposici=C3=B3n dirigi=C3=A9ndose por escrito a  =
<mailto:info@fcs-holdings.com> info@fcs-holdings.com.

_____ =20

Confidentiality and Data Protection Notice:
This email and any attachments may contain confidential and legally =
protected information intended solely for the recipient. If you are not =
the intended recipient, please be advised that any reading, use, =
copying, disclosure, or distribution of this message is strictly =
prohibited and may be unlawful. If you have received this message in =
error, please notify the sender immediately and delete it permanently.

In accordance with Regulation (EU) 2016/679 (GDPR) and other applicable =
data protection laws, we inform you that your personal data, including =
any information contained in this message, will be processed by FCS =
Holdings for the purposes of managing and maintaining professional, =
contractual, or commercial relationships, as well as for sending =
relevant information related to our services.

Your data will not be disclosed to third parties unless required by law =
or with your explicit consent, and it will be stored only for the time =
necessary to fulfill the purpose for which it was collected and to =
comply with legal obligations. You may exercise your rights of access, =
rectification, erasure, restriction, portability, and objection by =
writing to  <mailto:info@fcs-holdings.com> info@fcs-holdings.com.
For more information, please refer to our full privacy policy at:  =
<https://www.fcs-holdings.com/privacy> www.fcs-holdings.com/privacy

_____ =20

Avis de confidentialit=C3=A9 et de protection des donn=C3=A9es =
personnelles :
Cet e-mail et ses =C3=A9ventuelles pi=C3=A8ces jointes peuvent contenir =
des informations confidentielles et l=C3=A9galement prot=C3=A9g=C3=A9es, =
destin=C3=A9es uniquement au destinataire. Si vous n=E2=80=99=C3=AAtes =
pas le destinataire pr=C3=A9vu, sachez que toute lecture, utilisation, =
reproduction, diffusion ou divulgation est strictement interdite et peut =
=C3=AAtre ill=C3=A9gale. Si vous avez re=C3=A7u ce message par erreur, =
veuillez en informer imm=C3=A9diatement l=E2=80=99exp=C3=A9diteur et le =
supprimer d=C3=A9finitivement.

Conform=C3=A9ment au R=C3=A8glement (UE) 2016/679 (RGPD) et =C3=A0 la =
l=C3=A9gislation applicable, nous vous informons que vos donn=C3=A9es =
personnelles, y compris celles contenues dans ce message, seront =
trait=C3=A9es par FCS Holdings afin de g=C3=A9rer et maintenir les =
relations professionnelles, contractuelles ou commerciales, ainsi que =
pour vous envoyer des informations relatives =C3=A0 nos services.

Vos donn=C3=A9es ne seront pas transmises =C3=A0 des tiers, sauf =
obligation l=C3=A9gale ou consentement expr=C3=A8s, et seront =
conserv=C3=A9es uniquement pendant la dur=C3=A9e n=C3=A9cessaire =C3=A0 =
la finalit=C3=A9 pr=C3=A9vue et aux obligations l=C3=A9gales. Vous =
pouvez exercer vos droits d'acc=C3=A8s, de rectification, d'effacement, =
de limitation, de portabilit=C3=A9 et d'opposition en =C3=A9crivant =
=C3=A0  <mailto:info@fcs-holdings.com> info@fcs-holdings.com.
Pour plus d=E2=80=99informations, veuillez consulter notre politique de =
confidentialit=C3=A9 sur :  =
<https://www.fcs-holdings.com/confidentialite> =
www.fcs-holdings.com/confidentialite

_____ =20

=20

De: NNRV Partners Finance & Brokerage Ltd <info@nnrvtradepartners.com>=20
Enviado el: lunes, 22 de diciembre de 2025 14:44
Para: office@ongswietji.com
CC: fcallado@fcs-holdings.com
Asunto: Re: Submission of Monetization Intake Form =E2=80=93 For =
Internal Review Only

=20

From Management of ONFARMEX HISPANIA SLU

=20

Attn.: Mr. Fernando Callado Sanchez

=20

Dear Mr. Callado Sanchez,

=20

Further to our ongoing discussions regarding the planned monetization of =
the SBLC (Swift Loan) to be issued by HSBC Bank PLC, London, with a face =
value of USD 200,000,000, please find attached for your review the =
following documents submitted by the monetization side:

1.	SWIFT Verbiage

*	Draft MT799 (Pre-Advice)
*	Draft MT760 (SBLC Issuance)

2.	Draft Monetization Agreement (MOA)

We draw your particular attention to Article 3.2 of the draft MOA, which =
outlines the delivery schedule for the MT799 Swift pre-advice.

=20

As stipulated, the SBLC applicant is required to confirm the delivery =
timeline within three (3) business days from receipt of the agreement.

=20

Kindly review the attached documents carefully.

=20

Should the draft be acceptable in its current form, please confirm your =
agreement so that we may proceed to the next operational step without =
delay.

=20

We remain available should you require any clarification on the =
procedure, SWIFT sequence, or contractual terms.

=20

Thank you for your cooperation.

=20

Kind regards,

=20

Vianney NGOUNOU=20
Finance & Commodity Advisor =20
NNRV Partners Finance & Brokerage Ltd=20
=F0=9F=8C=8D Trade Finance | Structured Solutions | Commodities=20
=F0=9F=93=8D Montreal, QC | EST Timezone=20
=F0=9F=93=9E +1 (514) 581-2469 <tel:+1(514)581-2469> =20
=F0=9F=93=A7  <mailto:info@nnrvtradepartners.com> =
info@nnrvtradepartners.com=20
=F0=9F=8C=90 nnrvtradepartners.com <https://nnrvtradepartners.com> =20
=F0=9F=94=97 LinkedIn =E2=80=93 Vianney NGOUNOU =
<https://www.linkedin.com/in/vianney-ngounou/> =20

: NNRV Partners Finance  =
<https://ca.linkedin.com/company/nnrv-partners-finance-brokerage-ltd> & =
Brokerage Ltd=20

On 12/22/2025 4:38 AM EST NNRV Partners Finance & Brokerage Ltd =
<info@nnrvtradepartners.com <mailto:info@nnrvtradepartners.com> > wrote:

=20

Dear Sir/Madam / Compliance Team,=20

=20

Please find attached to this email the completed Monetization Intake =
Form, submitted for your internal screening, validation, and technical =
assessment.

=20

Kindly note that this submission is provided strictly for evaluation =
purposes only and does not constitute:

*	an acceptance of terms,
*	a commercial commitment, nor
*	an authorization to proceed.

Our formal position is as follows:

=20

=E2=9A=96=EF=B8=8F Reservation of Acceptance

=20

We expressly reserve our acceptance until receipt and full review of a =
comprehensive Draft Contract, which must clearly and unambiguously =
define:

1.	The Parties Involved

*	Full legal names, jurisdictions, and roles of all entities and =
principals involved in the transaction.

2.	The Detailed Financial Proposal

*	Confirmed LTV,
*	Monetization structure,
*	Exact bank-to-bank procedure (SWIFT sequence, responsibilities, and =
safeguards).

3.	Execution Timelines

*	Clear milestones and deadlines for each operational phase =
(verification, issuance, monetization, disbursement).

=F0=9F=9A=AB No Binding Engagement

=20

No engagement, obligation, or operational step shall be deemed effective =
or binding unless and until a formal contract is reviewed, mutually =
agreed upon, and duly executed by both parties.

=20

We look forward to receiving:

*	your technical feedback, and
*	the draft agreement for review.

Please do not hesitate to contact us should you require any =
clarification during your internal assessment.

=20

Sincerely,

=20

: NNRV Partners Finance  =
<https://ca.linkedin.com/company/nnrv-partners-finance-brokerage-ltd> & =
Brokerage Ltd=20

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Content-Type: text/html;
	charset="utf-8"
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<html xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:o=3D"urn:schemas-microsoft-com:office:office" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
xmlns:m=3D"http://schemas.microsoft.com/office/2004/12/omml" =
xmlns=3D"http://www.w3.org/TR/REC-html40"><head><meta =
http-equiv=3DContent-Type content=3D"text/html; charset=3Dutf-8"><meta =
name=3DGenerator content=3D"Microsoft Word 15 (filtered medium)"><style></style></head><body lang=3DES link=3Dblue vlink=3Dpurple =
style=3D'word-wrap:break-word'><div class=3DWordSection1><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><b><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Dear =
Sirs,<o:p></o:p></span></b></p><p class=3DMsoNormal><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Following a =
comprehensive review of the draft Memorandum of Agreement (MOA) and the =
operational procedures detailed in Article 3, the management of =
<b>ONFARMEX HISPANIA SLU</b> has decided to terminate all negotiations =
and immediately cancel any commitment related to this =
transaction.<o:p></o:p></span></p><p class=3DMsoNormal><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Our decision is =
irrevocable and is based on the following technical and compliance =
discrepancies:<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><ol style=3D'margin-top:0cm' start=3D1 type=3D1><li =
class=3DMsoNormal style=3D'mso-list:l1 level1 lfo5'><b><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Rejection of =
Article 3.1 (Upfront Payment):</span></b><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'> The requirement =
to deposit <b>USD 10,000</b> prior to any banking execution contradicts =
our corporate security policies and standard institutional practices for =
200M USD instruments. As the SBLC issuers from HSBC London, we already =
bear all issuance and transmission costs. Requiring an upfront payment =
for the receiver's &quot;operational expenses&quot; is a non-standard =
practice that compromises the transparency of the =
operation.<o:p></o:p></span></li><li class=3DMsoNormal =
style=3D'mso-list:l1 level1 lfo5'><b><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Conditioning of =
Article 3.2:</span></b><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'> We do not accept =
that the &quot;operational window&quot; for bank verification is =
contingent upon a cash deposit. </span><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>In high-level =
transactions, readiness is demonstrated through bank-to-bank RWA (Ready, =
Willing, and Able) messages, not through external guarantee =
deposits.<o:p></o:p></span></li><li class=3DMsoNormal =
style=3D'mso-list:l1 level1 lfo5'><b><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Inconsistency in =
Protocols:</span></b><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'> The procedures =
outlined in points 3.10 and 3.14 attempt to shift additional risks and =
costs to our side in the event of reception delays or failures. We =
consider this unacceptable given the solvency and standing of the =
issuing bank (HSBC UK).<o:p></o:p></span></li></ol><p class=3DMsoNormal =
style=3D'margin-left:36.0pt'><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>We believe these =
requirements deviate from the institutional nature of the transaction =
and do not align with the AML/KYC compliance protocols that govern our =
activities.<o:p></o:p></span></p><p class=3DMsoNormal><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><span lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Consequently, we =
request that you proceed with the destruction of any sensitive =
documentation (KYC/CIS) previously shared to protect the confidentiality =
of the parties. <o:p></o:p></span></p><p class=3DMsoNormal><span =
lang=3DDA =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>We consider this =
matter closed.<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><b><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Sincerely,<o:p></o:=
p></span></b></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt'><o:p>&nbsp;</o:p></span></p><p =
class=3DMsoNormal><b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'>F=
ernando Callado S=C3=A1nchez</span></b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'><=
br>Presidente &amp; CEO =E2=80=93 FCS Holdings<br></span><span =
style=3D'font-size:10.0pt;font-family:"Segoe UI =
Emoji",sans-serif;color:#333333'>&#128205;</span><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'> =
20 Wenlock Road, London, England, N1 7GU<br></span><span =
style=3D'font-size:10.0pt;font-family:"Segoe UI =
Emoji",sans-serif;color:#333333'>=E2=9C=89=EF=B8=8F</span><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'>&=
nbsp;</span><a href=3D"mailto:fernando@fcs-holdings.com"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>fernando@fcs-ho=
ldings.com</span></a><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'><=
br><br><br><i>Visi=C3=B3n global. Acci=C3=B3n =
estrat=C3=A9gica.</i><br><br></span><o:p></o:p></p><div =
class=3DMsoNormal align=3Dcenter style=3D'text-align:center'><hr =
size=3D2 width=3D"100%" noshade style=3D'color:#333333' =
align=3Dcenter></div><p class=3DMsoNormal><b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'>A=
viso de confidencialidad y protecci=C3=B3n de datos =
personales:</span></b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'><=
br>Este correo electr=C3=B3nico y, en su caso, cualquier archivo =
adjunto, contiene informaci=C3=B3n confidencial, protegida legalmente, y =
est=C3=A1 dirigido exclusivamente a la persona o entidad a la que va =
destinado. Si usted no es el destinatario previsto, queda informado de =
que la lectura, utilizaci=C3=B3n, copia, distribuci=C3=B3n o =
divulgaci=C3=B3n del mismo sin autorizaci=C3=B3n est=C3=A1 estrictamente =
prohibida y puede ser ilegal. Si ha recibido este mensaje por error, le =
rogamos que lo notifique inmediatamente al remitente y proceda a su =
eliminaci=C3=B3n definitiva.<br><br>En cumplimiento del Reglamento (UE) =
2016/679 del Parlamento Europeo y del Consejo (RGPD), as=C3=AD como de =
la normativa espa=C3=B1ola vigente en materia de protecci=C3=B3n de =
datos, le informamos de que sus datos personales, incluidos aquellos =
contenidos en esta comunicaci=C3=B3n, ser=C3=A1n tratados por FCS =
Holdings con la finalidad de gestionar y mantener la relaci=C3=B3n =
profesional, contractual o comercial establecida, as=C3=AD como para el =
env=C3=ADo de comunicaciones informativas relacionadas con nuestros =
servicios.<br><br>Sus datos no ser=C3=A1n cedidos a terceros, salvo =
obligaci=C3=B3n legal o consentimiento expreso, y ser=C3=A1n conservados =
durante el tiempo necesario para cumplir con la finalidad para la que =
fueron recogidos y mientras puedan derivarse responsabilidades legales. =
Usted puede ejercer en cualquier momento sus derechos de acceso, =
rectificaci=C3=B3n, supresi=C3=B3n, limitaci=C3=B3n del tratamiento, =
portabilidad y oposici=C3=B3n dirigi=C3=A9ndose por escrito =
a&nbsp;</span><a href=3D"mailto:info@fcs-holdings.com"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>info@fcs-holdin=
gs.com</span></a><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'>.=
</span><o:p></o:p></p><div class=3DMsoNormal align=3Dcenter =
style=3D'text-align:center'><hr size=3D2 width=3D"100%" noshade =
style=3D'color:#333333' align=3Dcenter></div><p =
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style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'>C=
onfidentiality and Data Protection Notice:</span></b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'><=
br>This email and any attachments may contain confidential and legally =
protected information intended solely for the recipient. If you are not =
the intended recipient, please be advised that any reading, use, =
copying, disclosure, or distribution of this message is strictly =
prohibited and may be unlawful. </span><span lang=3DDA =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'>I=
f you have received this message in error, please notify the sender =
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or more information, please refer to our full privacy policy =
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style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'>A=
vis de confidentialit=C3=A9 et de protection des donn=C3=A9es =
personnelles :</span></b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333'><=
br>Cet e-mail et ses =C3=A9ventuelles pi=C3=A8ces jointes peuvent =
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href=3D"mailto:info@fcs-holdings.com"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>info@fcs-holdin=
gs.com</span></a><span =
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<br>Pour plus d=E2=80=99informations, veuillez consulter notre politique =
de confidentialit=C3=A9 sur :&nbsp;</span><a =
href=3D"https://www.fcs-holdings.com/confidentialite"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>www.fcs-holding=
s.com/confidentialite</span></a><o:p></o:p></p><div class=3DMsoNormal =
align=3Dcenter style=3D'text-align:center'><hr size=3D2 width=3D"100%" =
noshade style=3D'color:#333333' align=3Dcenter></div><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt'><o:p>&nbsp;</o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><div><div style=3D'border:none;border-top:solid #E1E1E1 =
1.0pt;padding:3.0pt 0cm 0cm 0cm'><p class=3DMsoNormal><b><span =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>De:</span></b=
><span style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'> NNRV =
Partners Finance &amp; Brokerage Ltd &lt;info@nnrvtradepartners.com&gt; =
<br><b>Enviado el:</b> lunes, 22 de diciembre de 2025 =
14:44<br><b>Para:</b> office@ongswietji.com<br><b>CC:</b> =
fcallado@fcs-holdings.com<br><b>Asunto:</b> Re: Submission of =
Monetization Intake Form =E2=80=93 For Internal Review =
Only<o:p></o:p></span></p></div></div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><div><div><p =
class=3DMsoNormal>From Management of ONFARMEX HISPANIA =
SLU<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Attn.: Mr. Fernando Callado =
Sanchez<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Dear Mr. Callado Sanchez,<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Further to our ongoing discussions regarding the =
planned monetization of the SBLC (Swift Loan) to be issued by HSBC Bank =
PLC, London, with a face value of USD 200,000,000, please find attached =
for your review the following documents submitted by the monetization =
side:<o:p></o:p></p></div><ol start=3D1 type=3D1><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 =
level1 lfo1'>SWIFT Verbiage<o:p></o:p></li></ol><ol start=3D1 =
type=3D1><ul type=3Dcircle><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 =
level2 lfo1'>Draft MT799 (Pre-Advice)<o:p></o:p></li><li =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 =
level2 lfo1'>Draft MT760 (SBLC Issuance)<o:p></o:p></li></ul></ol><ol =
start=3D2 type=3D1><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 =
level1 lfo1'>Draft Monetization Agreement =
(MOA)<o:p></o:p></li></ol><div><p class=3DMsoNormal>We draw your =
particular attention to Article 3.2 of the draft MOA, which outlines the =
delivery schedule for the MT799 Swift =
pre-advice.<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>As stipulated, the SBLC applicant is required to =
confirm the delivery timeline within three (3) business days from =
receipt of the agreement.<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Kindly review the attached documents =
carefully.<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Should the draft be acceptable in its current form, =
please confirm your agreement so that we may proceed to the next =
operational step without delay.<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>We remain available should you require any =
clarification on the procedure, SWIFT sequence, or contractual =
terms.<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Thank you for your =
cooperation.<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Kind regards,<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div></div><div><div><div><p =
class=3DMsoNormal><strong><span style=3D'font-size:13.0pt'>Vianney =
NGOUNOU </span></strong><br><em><b><span =
style=3D'font-size:13.0pt'>Finance &amp; Commodity =
Advisor&nbsp;</span></b></em><strong><span style=3D'font-size:13.0pt'> =
</span></strong><br><strong><span style=3D'font-size:13.0pt'>NNRV =
Partners Finance &amp; Brokerage Ltd </span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#127757;</span></strong><strong><span =
style=3D'font-size:13.0pt'> </span></strong><em><b><span =
style=3D'font-size:13.0pt'>Trade Finance | Structured Solutions | =
Commodities</span></b></em><strong><span style=3D'font-size:13.0pt'> =
</span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#128205;</span></strong><strong><span =
style=3D'font-size:13.0pt'> Montreal, QC | EST Timezone =
</span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#128222;</span></strong><strong><span =
style=3D'font-size:13.0pt'> <a href=3D"tel:+1(514)581-2469">+1 (514) =
581-2469</a> </span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#128231;</span></strong><strong><span =
style=3D'font-size:13.0pt'> <a =
href=3D"mailto:info@nnrvtradepartners.com"><span =
style=3D'font-weight:normal'>info@nnrvtradepartners.com</span></a> =
</span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#127760;</span></strong><strong><span =
style=3D'font-size:13.0pt'> <a =
href=3D"https://nnrvtradepartners.com">nnrvtradepartners.com</a> =
</span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#128279;</span></strong><strong><span =
style=3D'font-size:13.0pt'> <a =
href=3D"https://www.linkedin.com/in/vianney-ngounou/">LinkedIn =E2=80=93 =
Vianney NGOUNOU</a></span></strong> <o:p></o:p></p></div><div><p =
class=3DMsoNormal><span style=3D'font-size:13.0pt;font-family:"Times New =
Roman",serif'><img border=3D0 width=3D20 height=3D20 =
style=3D'width:.2083in;height:.2083in' id=3D"_x0000_i1041" =
src=3D"cid:image001.png@01DC7360.DCA50850"></span><strong><span =
style=3D'font-size:13.0pt'>: <a =
href=3D"https://ca.linkedin.com/company/nnrv-partners-finance-brokerage-l=
td">NNRV Partners Finance &amp; Brokerage Ltd</a></span></strong> =
<o:p></o:p></p></div></div></div><blockquote =
style=3D'margin-top:5.0pt;margin-bottom:5.0pt'><div><p =
class=3DMsoNormal>On 12/22/2025 4:38 AM EST NNRV Partners Finance &amp; =
Brokerage Ltd &lt;<a =
href=3D"mailto:info@nnrvtradepartners.com">info@nnrvtradepartners.com</a>=
&gt; wrote:<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><div><div><p =
class=3DMsoNormal>Dear Sir/Madam / Compliance =
Team,&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Please find attached to this email the completed =
Monetization Intake Form, submitted for your internal screening, =
validation, and technical assessment.<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Kindly note that this submission is provided strictly =
for evaluation purposes only and does not =
constitute:<o:p></o:p></p></div><ul type=3Ddisc><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l4 =
level1 lfo2'>an acceptance of terms,<o:p></o:p></li><li =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l4 =
level1 lfo2'>a commercial commitment, nor<o:p></o:p></li><li =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l4 =
level1 lfo2'>an authorization to proceed.<o:p></o:p></li></ul><div><p =
class=3DMsoNormal>Our formal position is as =
follows:<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal><span style=3D'font-family:"Segoe UI =
Emoji",sans-serif'>=E2=9A=96=EF=B8=8F</span> Reservation of =
Acceptance<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>We expressly reserve our acceptance until receipt and =
full review of a comprehensive Draft Contract, which must clearly and =
unambiguously define:<o:p></o:p></p></div><ol start=3D1 type=3D1><li =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 =
level1 lfo3'>The Parties Involved<o:p></o:p></li></ol><ol start=3D1 =
type=3D1><ul type=3Dcircle><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 =
level2 lfo3'>Full legal names, jurisdictions, and roles of all entities =
and principals involved in the transaction.<o:p></o:p></li></ul></ol><ol =
start=3D2 type=3D1><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 =
level1 lfo3'>The Detailed Financial Proposal<o:p></o:p></li></ol><ol =
start=3D2 type=3D1><ul type=3Dcircle><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 =
level2 lfo3'>Confirmed LTV,<o:p></o:p></li><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 =
level2 lfo3'>Monetization structure,<o:p></o:p></li><li =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 =
level2 lfo3'>Exact bank-to-bank procedure (SWIFT sequence, =
responsibilities, and safeguards).<o:p></o:p></li></ul></ol><ol =
start=3D3 type=3D1><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 =
level1 lfo3'>Execution Timelines<o:p></o:p></li></ol><ol start=3D3 =
type=3D1><ul type=3Dcircle><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 =
level2 lfo3'>Clear milestones and deadlines for each operational phase =
(verification, issuance, monetization, =
disbursement).<o:p></o:p></li></ul></ol><div><p class=3DMsoNormal><span =
style=3D'font-family:"Segoe UI Emoji",sans-serif'>&#128683;</span> No =
Binding Engagement<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>No engagement, obligation, or operational step shall =
be deemed effective or binding unless and until a formal contract is =
reviewed, mutually agreed upon, and duly executed by both =
parties.<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>We look forward to receiving:<o:p></o:p></p></div><ul =
type=3Ddisc><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 =
level1 lfo4'>your technical feedback, and<o:p></o:p></li><li =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 =
level1 lfo4'>the draft agreement for review.<o:p></o:p></li></ul><div><p =
class=3DMsoNormal>Please do not hesitate to contact us should you =
require any clarification during your internal =
assessment.<o:p></o:p></p></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div><div><p =
class=3DMsoNormal>Sincerely,<o:p></o:p></p></div></div><div><p =
class=3DMsoNormal>&nbsp;<o:p></o:p></p></div></div><div><div><div><p =
class=3DMsoNormal><strong><span style=3D'font-size:13.0pt'>Vianney =
NGOUNOU </span></strong><br><em><b><span =
style=3D'font-size:13.0pt'>Finance &amp; Commodity =
Advisor&nbsp;</span></b></em><strong><span style=3D'font-size:13.0pt'> =
</span></strong><br><strong><span style=3D'font-size:13.0pt'>NNRV =
Partners Finance &amp; Brokerage Ltd </span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#127757;</span></strong><strong><span =
style=3D'font-size:13.0pt'> </span></strong><em><b><span =
style=3D'font-size:13.0pt'>Trade Finance | Structured Solutions | =
Commodities</span></b></em><strong><span style=3D'font-size:13.0pt'> =
</span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#128205;</span></strong><strong><span =
style=3D'font-size:13.0pt'> Montreal, QC | EST Timezone =
</span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#128222;</span></strong><strong><span =
style=3D'font-size:13.0pt'> <a href=3D"tel:+1(514)581-2469">+1 (514) =
581-2469</a> </span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#128231;</span></strong><strong><span =
style=3D'font-size:13.0pt'> <a =
href=3D"mailto:info@nnrvtradepartners.com"><span =
style=3D'font-weight:normal'>info@nnrvtradepartners.com</span></a> =
</span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#127760;</span></strong><strong><span =
style=3D'font-size:13.0pt'> <a =
href=3D"https://nnrvtradepartners.com">nnrvtradepartners.com</a> =
</span></strong><br><strong><span =
style=3D'font-size:13.0pt;font-family:"Segoe UI =
Emoji",sans-serif'>&#128279;</span></strong><strong><span =
style=3D'font-size:13.0pt'> <a =
href=3D"https://www.linkedin.com/in/vianney-ngounou/">LinkedIn =E2=80=93 =
Vianney NGOUNOU</a></span></strong> <o:p></o:p></p></div><div><p =
class=3DMsoNormal><span style=3D'font-size:13.0pt;font-family:"Times New =
Roman",serif'><img border=3D0 width=3D20 height=3D20 =
style=3D'width:.2083in;height:.2083in' =
id=3De234b045-7c5f-4362-861f-c49a342dc180 =
src=3D"cid:image001.png@01DC7360.DCA50850"></span><strong><span =
style=3D'font-size:13.0pt'>: <a =
href=3D"https://ca.linkedin.com/company/nnrv-partners-finance-brokerage-l=
td">NNRV Partners Finance &amp; Brokerage Ltd</a></span></strong> =
<o:p></o:p></p></div></div></div></blockquote></div></body></html>
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